Privacy Policy

We are required to inform you about the personal data we collect and use, how it is collected and from whom, the authority we have, the duration of retention, and your rights regarding this information. This privacy notice fulfills that obligation.

We value your privacy and we do our best to ensure the protection of your personal information.

Who are we?

Habimana is a professional consultancy working with clients worldwide, specialising in Payments Risk Management, Compliance, Cross-border and B2B Payments, Policy and Regulation, Payments in Emerging Markets, and Product Strategy.

If you want to know more about us, or have a question about our Privacy Policy, you can email contact@habimana.org

What data do we need and why?

We collect personal data which may include:

  • Your name;
  • Contact details including email address;
  • Your IP address and any information collected by cookies such as location or how long you have been browsing our website will be collected.

We will only collect the personal data from you that we need to be able to provide you with the services you have requested or to respond to your contact or enquiry.

We also need to collect some personal data if we work together and have agreed a contract.

When you have chosen to provide this personal data to us this will be with your consent.

How we store your data and security

We use secure electronic storage facilities to store this data for the purpose of providing the services to you. Where we are unable to do this, we will ensure that we have undertaken due diligence to be satisfied that your data is dealt with appropriately.

Any transfers of your data take place using all available and reasonable technical and secure services.

We have a number of technical, physical and organisational measures in place to protect your personal data as we know how important this is. This includes:

  • Use of authentication on our systems and devices where available.
  • Use of encrypted devices with up-to-date software and antivirus implemented.
  • Access to personal data on a need-to-know basis via unique logins and passwords.
  • Policies, procedures, and audits are in place.

How long we keep it

We only keep your personal data for as long as necessary, or to comply with any legal obligations we may have.

If you have consented to your information being used for marketing purposes, it will be kept until you inform us that you no longer wish to receive this marketing.

Where we have used consent as a lawful basis, you can withdraw this at any time and we will delete any data that we are not legally obliged to keep.

Sharing your data

We may need to share your data with others if we are required to do so by law or we are ordered to do so by a Court or a regulator.

We do not sell or trade your personal data in any way.

What are your rights?

Subject to some legal exceptions, you have a number of rights.

  • a right of access to your personal data held by us.
  • a right to rectify any personal data held by us that you believe is incorrect.
  • a right to erase any personal data that we no longer have a legitimate purpose to process.
  • a right to restrict the processing of your personal data subject to certain condition and obligations.
  • a right to object to us processing any of your data that we do not have a legal or contractual obligation to process.

You can exercise any of these rights by contacting us at  contact@habimana.org

Cookies and similar technologies

Please note that we use cookies and similar technologies to enhance your browsing experience, analyse website traffic, and personalize content. These technologies may collect information about your device, browsing activities, and usage patterns, which may include but are not limited to IP addresses, browser types, and operating systems.

Changes to this privacy policy

We may change this Privacy Policy from time to time and recommend that you revisit this when you next contact us. (Last reviewed April 2024).